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Contact us – Phone: 0203 375 6677 or Email

TEAM

Shirin Patel (BSc, CeMAP)

Shirin is a Mortgage and Protection Adviser leading the team at Just Mortgages Hainault. He has over 10 years of experience in the mortgage industry ranging from being a Senior Mortgage Advisor to a Business Development Manager in a corporate environment, as a result he has a fantastic knowledge of lenders criteria and understanding of complex income structures. He specialises in residential, buy to let and commercial mortgages. He is particularly well known for his expertise in obtaining development finance for developers and helping facilitate help to buy mortgages for first time buyers.

He is multi-lingual speaking fluently in English, Gujrati and Hindi allowing him to help as many customers as possible.

In his spare time, he enjoys spending time with his wife and children, his daughter has an active interest in anything to do with animals so many visits to the farm and zoo’s and his son at the young age of 1 is showing great interest in kicking around a football so hoping this translates into his early retirement. Beyond that with what free time remains he enjoys keeping appraised of world affairs, travelling and keeping active.

Your Mortgage approved

Deo (CeMAP)

Deo is a Mortgage and Protection Adviser for over 7 Years. Majority of his career has been spent in Central London giving him experience in advising professionals that are self-employed, fixed term contractors, as well as high net worth individuals with complex income structures. His experience working in banks including his role in underwriting giving him a strong viewpoint on how to package an application. The part of his role that gives him the most job satisfaction is getting a challenging application accepted by putting together a compelling case.

He specialises in self employed cases whether that be a sole trader, limited company director, contractors or CIS workers.

In his spare time he is a QPR fan and watching them play regularly. He also plays football on a weekly basis and enjoy travelling to other countries to play football. Other than Football he enjoys a glass of whiskey therefore if you do not see him in the office you will find him in a pub/bar having a drink.

Your Mortgage approved

Amar (CeMAP)

Amar has worked primarily in training and business development roles before moving to become a Mortgage and Protection Adviser 7 years ago. He specialises in helping foreign nationals looking to obtain mortgages as well as helping clients with adverse credit issues such as CCJ’s and defaults. The part of his role that give him the most job satisfaction is helping someone take that first step on the property ladder either as a straight forward purchase or helping through affordable housing schemes including Shared Ownership, Shared Equity and New Build Help to Buy as well as Guarantor Mortgages.

He is now expanding his expertise into the area of Equity Release and is fully qualified as an Equity Release Adviser.

In his spare time, he has a passion for travelling and goes to a different destination every chance that he gets. He also enjoys a bit of physical activities like the gym (at 530 am!) & playing badminton. Also enjoys watching cricket and the EPL – his favourite club being Chelsea.

He is also qualified in providing advice on lifetime mortgages.

In his spare time he enjoys watching cricket and especially the IPL. Amar also loves travelling and spending time with the family.

Your Mortgage approved

Sally (CeMAP)

Sally is a Mortgage and Protection Adviser with over 30 years’ experience working within Central London and locally. Specialising in the residential and Buy to Let Market UK Wide, and helping clients with a variety of different needs and circumstances. She has helped many First Time Buyers over the years and finds it so rewarding guiding them through their home buying process as she understands it can be a daunting experience and is always on hand to give reassurance and support.

Sally is also qualified on providing business protection insurance.

In her spare time Sally loves walking in the local parks and forest but also for Charity. She regularly takes part in the annual ‘London MoonWalk’ and the Macmillan Cancer ‘Mighty Hikes’ across some of the most beautiful parts of the UK. She enjoys travelling but in particular visiting Italy and sampling the Italian Cuisine. She has attended Italian cookery classes and her ‘delizioso’ Tiramisu is a favourite amongst friends.

Your Mortgage approved

Sunny (CeMAP)

Sunny is a Mortgage and Protection Adviser for over 21Years. Majority of his career has been spent in Canary Wharf giving him experience in advising senior management professionals that are employed and partners in a blue chip company as well as high net worth individuals with complex income structures to professional footballer. His experience working in the banking world has given him the skillset and experience to work on complex cases. He enjoys the job satisfaction in getting a challenging application accepted.

In his spare time he is a diehard West Ham fan. He also enjoys watching films and spending time with his family.

Your Mortgage approved

Thaslima Chowdhury

Thaslima is a Mortgage and Protection Administrator and has been working in the Finance industry for over 5 years working for some well-known companies like Santander.

She is an integral part of the team, overseeing all pipeline cases from submission to completion, dealing with all help to buy documentation for customers and ensuring that the customers receive a great service from start to finish.

She wants to become an Equestrian and hopes to buy her own Egyptian Stallion. In her spare time she enjoys family and friends time and travelling.

Your Mortgage approved

Kamaljit Kaur

Kam is a Mortgage and Protection Administrator and her previous roles have been working for some well-known companies like DFS and Clinton Cards. Working for over 25 years she has gained such great customer service experience throughout her roles and administrative skills.

She is an integral part of the team, overseeing all pipeline cases from submission to completion, dealing with all help to buy documentation for customers and ensuring that the customers receive a great service from start to finish.

She is a mother to two lovely kids who she is very proud of and works hard for them, but also enjoys family time. Kam spends a lot of time with her extended family too. She loves travelling to places like Mexico, Jamaica, Turkey and many more!

Your Mortgage approved

Every mortgage we arrange is bespoke to your needs therefore we take time to understand you, your lifestyle, your aspirations and tailor a mortgage to precisely fit your needs, whether you’re just trying to get your foot on the property ladder, looking to raise some finance to do home improvements or invest in a BTL property we will get your mortgage approved with clear considered advice.

Buying a property is the biggest decision made in our lives and it is for this very reason that getting reliable mortgage advice from a qualified adviser is so important,

We find out everything we need to know to ascertain the reasons that our clients are obtaining the new mortgage and will base our recommendations to them around this.

* We make sure that the new mortgage is fully affordable to our clients.

* We try to cut down the time that our clients pay their mortgages for.

* Our advice is free from jargon

* We make sure that the process of borrowing money is made as simple as possible by obtaining the right information the first time around.

It is for this very reason that impartial advice is critical from a competent and qualified adviser. Whether you are a first-time buyer, looking to remortgage, purchasing a second home or looking to invest in a rental property. This is where our advice excels. Be reassured that our style is to guarantee reliable mortgage advice appropriate to any individual that makes contact with us.

Your homes maybe repossessed if you do not keep up repayments on your mortgage.