Mortgages. Made Simple.

We provide simple speaking mortgage advice, and use our extensive knowledge and experience to find the right solution for you.

Your Mortgage Approved provides expert mortgage, protection and insurance advice. Your Mortgage Approved is a trading name of Just Mortgages Direct Limited and Your Mortgage Approved is the name under which we carry out these services.

Your Mortgage Approved is not a business in its own right, it is part of Just Mortgages Direct Limited, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited. Just Mortgages Direct Limited was set up in 1989 and has been part of The Openwork Partnership since 2016.

The Openwork Partnership is one of the UK’s largest Financial Advice networks, with over 4,500 advisers and in excess of 700 appointed representatives based throughout the UK.

Our advisers at Your Mortgage Approved will get to know your individual circumstances, establish what your goals are and what the right mortgage and protection arrangements are for you.

Residential Mortgage Experts

First Time Buyer

With our diverse experience in both banking and financial services we are able to offer expert advice in getting the right interest rate and product features for you.

Remortgage

We pride ourselves in holding your hand throughout the whole mortgage process, keeping you updated throughout and building a long-term relationship to help you with your needs now and in the future.

Buy To Let

The team have remained in the business throughout the last financial downturn so we are perfectly placed to assist our clients using our knowledge of the lenders criteria and risk appetite.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
OR ANY OTHER DEBT SECURED ON IT.

Commercial Lending and most Buy to Let mortgages are not regulated by the Financial Conduct Authority.

How easy is it to get a mortgage approved?

It’s as easy as 1-2-3

1

Your enquiry

Your journey begins with us by answering a few simple questions. You’ll receive login details for your very own Customer Portal area where we’ll  provide you updates every step of the way. You’ll also find the contact details of your own qualified mortgage broker and case manager, who will always be a call away – from start to finish!

2

Your mortgage submitted

Our experienced brokers will offer you expert advice in getting the right interest rate and product features for you. Remember, our market knowledge means we find solutions where others can’t! We then submit your mortgage application, and you sit back and relax..

3

Your mortgage approved!

That’s right, it’s as easy as 1-2-3. What are you waiting for?

How easy is it to get a mortgage approved?

It’s as easy as 1-2-3

1

Your enquiry

Your journey begins with us by answering a few simple questions. You’ll receive login details for your very own Customer Portal area where we’ll  provide you updates every step of the way. You’ll also find the contact details of your own qualified mortgage broker and case manager, who will always be a call away – from start to finish!

2

Your mortgage submitted

Our experienced brokers will offer you expert advice in getting the right interest rate and product features for you. Remember, our market knowledge means we find solutions where others can’t! We then submit your mortgage application, and you sit back and relax..

3

Your mortgage approved!

That’s right, it’s as easy as 1-2-3. What are you waiting for?

Contact us today

We’re experts in mortgages for over 30 years.

790+

Happy clients

628

Mortgages approved

4.9/5

Average online rating

What our clients have to say

We love hearing how we’ve helped you, and we love hearing where we can improve.
Go on, leave us a review.

  • As a first time buyer, I wanted someone to guide me through the process of securing a mortgage. From the first consultation, Shirin Patel has been professional, knowledgeable and extremely... read more

    Ragini Samgi Avatar Ragini Samgi
    July 6, 2024

    Excellent service, straight forward, No time wasted, Shirin and Sally are the ideal professionals you would like to deal with, thanks to who gave me their referrals.

    Hassan Zarbal Avatar Hassan Zarbal
    June 27, 2024

    Superb service by Sally

    Tahir Amini Avatar Tahir Amini
    April 11, 2024

    Very helpful and professional guidance from Shirin Patel. Thank you very much.

    Pravin Gadhavi Avatar Pravin Gadhavi
    February 11, 2024

    I was looked after very well by Shirin. I wanted to purchase my first property but I had no understanding about how the market worked. It was very daunting as... read more

    Dimple Devki Joshi Avatar Dimple Devki Joshi
    February 11, 2024

    Highly recommended! I had an exceptional experience working with Shirin as my mortgage broker. Unlike others, he didn't demand excessive information, and his turnaround times were truly impressive. Shirin consistently... read more

    Anson Mark Avalin Avatar Anson Mark Avalin
    February 11, 2024
  • Sally was amazing for us during our mortgage application process. As first time buyers we didn't know what to expect and although I read up as much as I could,... read more

    Ahmed Elbourki Avatar Ahmed Elbourki
    February 11, 2024

    Sally Good advicer , and helpful getting mortgage and professional Thanks

    Solomon Nagalla Avatar Solomon Nagalla
    February 11, 2024

    Shirin and his team dealt with my mortgage query from end to end ( mortgage offer) very professionally and seamless! Highly recommended!!

    Sweta shah Avatar Sweta shah
    February 11, 2024

    Very happy with Shirin. He made our dream of having our own home come true. Professional, helpful. Guided us all the way. Many thanks

    Anna P Avatar Anna P
    February 11, 2024

    Been using Shirin for my mortgages for the past 5 years and he’s never disappointed us, he’s very responsive no matter the time and quick to find solutions. Definitely recommend... read more

    Vish Avatar Vish
    February 11, 2024

    Brilliant Service! Shirin has guided me through step by step process & explained all the details. He has kept me informed during all the stages of my mortgage completion. Thank... read more

    Ghazanfar Abbas Avatar Ghazanfar Abbas
    January 11, 2024
  • Worked with Shirin for my first mortgage and been working with him since. Very professional, attentative, knowledgable and a general pleasure to work with. 1000% recommend

    Preets Avatar Preets
    December 11, 2023

    Shirin was extremely professional, experienced and diligent in his approach. Able to manage our remortgage in challenging conditions. Will be using his services in the future again if required.

    Ben Clarke Avatar Ben Clarke
    December 11, 2023

    Once again great service from Shirin at your mortgage approved. He secured us a good product with great communication and advice throughout the process, we won’t be going anywhere else... read more

    Drew Modasia Avatar Drew Modasia
    December 11, 2023

    We have done 3 mortgages with them and Shirin has been absolutely amazing advisor, always so prompt in responding, very knowledgeable and went above and beyond his duties to help... read more

    vijeta patel Avatar vijeta patel
    December 11, 2023

    Shirin was excellent from start to finish. As a broker you want the communication to be constant throughout the process and kept updated on any changes. The advice was sound... read more

    Nathan Harris Avatar Nathan Harris
    December 11, 2023

    Honestly the guys here couldn’t have been more helpful and knowledgeable. Explained everything and got me the best deal available - and looked after me throughout the entire process! Amazing... read more

    Nav Avatar Nav
    November 11, 2023